🐐Wicked Migration Status: 12-Jan-2026
The Wicked Title Forum knowledge base is undergoing a migration to a new platform. This is a summary of articles that have been migrated and updated.
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For years, Wicked Title has been about translating chaos into clarity—through articles, tools, newsletters, and yes, a growing knowledge base that many of you rely on every single week. This is a summary of all of the articles that have been migrated. If they have also been updated, I’ve detailed the changes so you can assess whether it is worth taking a second look.
Also this week I’ll begin migrating the accounts of all paid members so you’ll continue to have full access to all of our content.
Updates, Rewrites & Improvements Available in New Knowledge Base:
🐐How Title Agents and Escrow Officers Handle Credit Card Payoffs During Real Estate Closings - Credit card payoffs during real estate closings can create logistical challenges and, despite best efforts, potential post-closing issues for title agents, escrow officers and borrowers often arise. Here’s how title professionals are solving these problems.
✨ Rewritten, Improved Clarity, and Added Sample Forms
🐐🎙️🎥 Understanding the New FinCEN Real Estate Reporting Rule | Key Points for Title Insurance Agents
✨Minor updates made, including new effective date
🐐 From Start to Finish: How to Order a Title Search Like a Pro - Learn how to order a title search effectively with our step-by-step guide, ensuring clear property ownership and smooth transactions.
✨ Clarified standard operating procedures, Added sample request form
🐐 Using Letters of Indemnity to Clear Old Mortgage Liens: A Guide for Title Agency Employees - A practical guide for title agents on Letters of Indemnity, including when an Letter of Indemnity is appropriate, how to request one, and key underwriting considerations.
✨Sample request form added
Migrated to New Knowledge Base
The following articles have been migrated to the new Wicked Title Knowledge Base this month:
🐐 State-By-State Directory to Apply For or Renew Your Notary Commission - This comprehensive list covers notary public resources and requirements for all 50 U.S. states. The links direct to the official state government websites with details on becoming a notary, renewing a commission, and accessing notary forms and certificates.
🐐🎙️The Hidden Hand Behind Every Closing: How Federal Regulators Shape Your Title Business - The patchwork of oversight isn’t going away—but understanding how these regulators connect can save you money, protect your license, and give you a voice in shaping what’s next
🐐 Avoid Costly Mistakes: What is the Critical Role of Title Insurance in Real Estate? - Protecting Your Real Estate Ownership Rights
🐐 Real Estate Survival Glossary: 100+ Must Know Terms, Definitions & Acronyms for Buyers, Sellers, Real Estate Agents, Title Agents & Loan Officers - Understanding real estate terms and acronyms is essential for anyone involved in the buying, selling, or management of property. The world of real estate is filled with jargon that can be overwhelming for newcomers and seasoned professionals alike. This list of abbreviations and acronyms serves as a quick reference guide to help you decode the language used in real estate transactions, ensuring you’re equipped with the knowledge to navigate this complex industry.
🐐 Original Deeds: To Mail or Not To Mail? Find out how other agencies are handling original deeds post-closing -What is your policy on mailing original deeds and title policies? Are originals sent automatically, only upon request, or not at all? Find out what seasoned title professionals are doing with their original deeds.
🐐 Using Letters of Indemnity to Clear Old Mortgage Liens: A Guide for Title Agency Employees - A practical guide for title agents on Letters of Indemnity, including when an Letter of Indemnity is appropriate, how to request one, and key underwriting considerations.
🐐 Title Pros Are Sharing Their Best Email Hacks—And They Work! Managing Email Overload While Staying Productive - How do you manage to keep your title agency productive while keeping up with a constant flood of emails? It’s Possible to Effectively Manage Email and Stay Productive with this expert tips title professionals…
🐐 Clear Titles, Clear Mind: Why Title Searches Matter in Real Estate - Discover why title searches are crucial in real estate to ensure your property rights are protected. Learn the types, importance, and timing of searches.
🐐 Pennsylvania Title Insurance Record Retention Requirements - What Pennsylvania title companies are required to keep, for how long, and under which laws—an easy reference to record retention rules.
🐐 No-Show Clients on Closing Day? Here’s How Title Pros Keep Their Day on Track - Title agents share how they manage late and missed closings, including grace periods, written policies, reminder systems, and scheduling best practices.
🐐 Closing Disclosures! Who’s Responsible? - Explore the essential roles and responsibilities in preparing and delivering the Closing Disclosure in real estate transactions.
🐐 Receiving, Verifying & Calculating a Mortgage Payoff: A Guide for Title Agency Employees - Mortgage payoffs are one of those “looks simple, goes sideways fast” parts of settlement. Between wire fraud risk, miscalculated per diem, and the FHA’s month-end interest trap, a single unchecked detail can unravel an otherwise perfect file. This guide breaks down exactly when and how to verify, update, and calculate payoffs the right way—so you don’t eat someone else’s mistake at the table.
🐐 Confidentiality Matters: Protecting Victims from Abuse During the Home Buying Process -Discover how Address Confidentiality Programs (ACPs) protect abuse victims and what real estate professionals need to know about ACPs to ensure safe, confidential transactions.
🐐 State-by-State Guide: Where to Find Address Confidentiality Programs (ACPs) for Real Estate & Title Transactions -This member-only directory gives you verified links and contact details for Address Confidentiality Programs for all 50 states—so you can stay compliant, protect your home buyer, and keep the real estate transaction moving.
🐐 The Real Talk on Title Plants: What Agents Love, Hate, and Wish Existed -Title plants are essential for title agents to ensure they can efficiently access and manage recorded property documents. Here, we’ve gathered insights from agents who use different title plant software solutions to share what they love about their current systems and what could be improved.
🐐 How to Use Fannie Mae and Freddie Mac Loan Lookup Tools - By utilizing the Fannie Mae and Freddie Mac lookup tools accurately, title insurance professionals can streamline the mortgage payoff process, ensuring clear and marketable titles for property transactions
🐐 SOP: Florida Tax Stamps: A Comprehensive Guide to Their Purpose and Use -Every deed, note, and mortgage filed in the Sunshine State carries a hidden price tag in the form of documentary stamp tax. Miss a calculation, apply the wrong exemption, or forget Miami-Dade’s surtax twist, and you could throw off an entire settlement statement—or worse, eat the penalty later. This breakdown covers who pays what, when, and why it matters, including the real-world examples every Florida closer should have bookmarked.
🐐 Quick Reference Guide to Florida Tax Stamps -Look up tool on Florida tax stamps for title insurance agents and real estate agents
🐐 How to Avoid Accidentally Violating Anti-Trust Laws: A True Story About What Not To Say on the Internet - Explore how antitrust laws shape competition in the real estate world. Learn how price-fixing, market allocation, and other anticompetitive practices are prohibited and why understanding antitrust is essential for fair competition.
🐐 Comprehensive Guide to Mutual Indemnity Agreements in Title Insurance - Mutual Indemnity Agreements have become an integral part of the title insurance industry. These agreements, characterized by collaboration among title underwriters, facilitate the process of addressing certain title defects without the need for individual letters of indemnity. Learn how here.
🐐🎓 Mississippi Title Agents: Your Continuing Education, All in One Place - Mississippi’s land title professionals are fortunate — the Land Title Association of Mississippi (LTAMS) has built one of the cleanest, most comprehensive continuing education libraries in the country. Whether you’re catching up on compliance hours, expanding your expertise, or earning a certification, their on-demand catalog makes it simple to learn on your schedule.
Wicked Title Forum is a reader & sponsor-supported publication. This post is free for you to read thanks to their generous support and belief in our mission. If you enjoyed this article and want to ensure we continue to create valuable content for the title insurance industry, please consider supporting us…
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Brought to you by: Brickhouse Consulting, Closinglock, Dotted Line Signings, Foreign Tax CPA, & Razi Exchange & Our Paying Readers
Stay Wicked,
Cheryl
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**DISCLAIMER**
The Wicked Title Forum is a collaborative resource. If you spot something outdated or inaccurate, leave a comment—we’ll get it fixed.
All sample forms, procedures, and instructional content are for general educational purposes only. They are not legal, financial, or underwriting advice, and should not be relied upon without first consulting with your attorney, underwriter, or compliance officer. Use of this material is at your own risk.
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