🐐Title Underground: Zombie Mortgages, FHA Deal Killers, Secret Banking Systems and 2025 Trends to Watch 26-Jan-2025
The Title Industry News, Stories, Events, Resources and Podcasts You Won't Find Anywhere Else
🐐 Join Community | 🔔 Subscribe | 🛒 Shop Easy Kits / Merch | 📢 Be a Sponsor
Title School - Micro Learning & Educational Resources
🐐Sponsored By The Wicked Title Forum🐐
📢Get your 2025 Loan Rescission Period Rebrandable Calendar for FREE Today!
💡 What’s Inside:
✔️ A rebrandable calendar featuring loan rescission periods for the entire year.
✔️ A 2-page quick reference guide to explain and calculate rescission periods with ease.
✔️ Customization options to add your logo, colors, and contact info—perfect for distributing as branded marketing materials!
Paid (or free trial) Subscribers - get your free download link here!
Underworld Intel: Must-Read Articles & Resources
🎙️Decade by Decade: How to Buy a House (and Not Get Screwed)
📄 Why is it smarter to use a digital Earnest Money Deposit payment platform?
📄Consumer advisory: Beware of costly, risky, and complex home equity “investment” contracts
Announcements
📢Referral Rewards 📢
A huge shout out to C. Huff at CATIC, Jacqueline Kille at Rosewood Title, Erin Hsu at Qualia, Debbie at Advantage Title Group, K. Gould at Medici Land, and Max at Qualia for being the top referrers in January!
Also a congratulations to Jacqueline on the Grand Opening of Rosewood Title just last month!
Moving forward, we'd like to thank our readers for helping to spread the word about the Wicked Title Forum. You'll now be able to earn free premium subscription months to the Wicked Title Forum by referring your friends and colleagues! With that free subscription, are free downloads in our online store!
2025 Forecasts & Trends
📄Fannie Mae’s 2025 Plans Include Launching Title Waiver Pilot, Expanding AOLs
📄Title Premiums Rise but Operating Gains Fall in the Third Quarter Compared to 2023
📄Existing Home Sales Inch Up to Highest Levels Since February 2024
Yet…
📄U.S. Homes Sales in 2024 Fell to Lowest Level in Nearly 30 Years
Paid Subscribers, download your free copy of this ebook today! | 📢 Be a Sponsor
🐐 Join Community | 🔔 Subscribe | 🛒 Shop Easy Kits / Merch | 📢 Be a Sponsor
🪄Magically Thriving Business💸
Sponsored by: The Business Witch Academy: The Best Way to Predict Your Future is to Create It - Business Education for Entrepreneurs Who Want To Shape Their Reality
🪄Canva Addressed One of My Pet Peeves and Made This Great Improvement This Week
🎥Understanding the Legal Risks of Cold Texting w/ Michael Bartolomei
🎙️5 Things Property Lawyers May be Doing that is Costing Them Business
Wicked Insights: Crowd-Sourced Solutions
This week, the title industry was asked…
Can affidavits and documents for Title, Underwriting, and Lenders (not requiring notarization or recording) be eSigned? Can notaries handle a combination of eSignatures and Wet Signatures?
Answers:
Here is what title agents and other industry professionals across the country had to say…
Is it Time to Ditch the Pens?
Hybrid closings, where some documents are signed electronically while others are wet-signed, are becoming more common. This can save time but requires careful coordination with the lender and the closing team to ensure compliance.
Ultimately, whether a hybrid closing is permitted depends on the state laws, underwriter guidelines, and lender requirements.
Here are the key considerations…
Continue the conversation at…
🐐 Comment in our Private Community | 💬Comment in our Facebook Group
Upcoming Title Industry, Real Estate Industry, and Mortgage Industry events for education, networking, and business development…
January Events
Who: ALTA
When: Jan 26-28
Where: Key West, FL
What I Wish I had Known Starting Out in the Land Business: Experienced land REALTORS share the lessons, tips, and strategies they wish they'd known when they first started in the industry
Who: Realtor Land Institute (RLI)
When: Jan 28
Where: Webinar
Broker Power Hour: Market Trends to Watch Out for in 2025
Who: NAR
When: January 29
Where: Webinar
Guarding Your Closing Funds: Strategies to Combat Wire Fraud
Who: ALTA
When: Jan 29
Where: Webinar
Subscribe to Get the Full List of Upcoming Events ~ 📢Promote Your Event
👕 Browse All Merch | 🛒 Shop Easy Kits | 🐐 Shop the Miracle Deer Collection
Stay Wicked,
Cheryl
P.S. Checking hundreds of blogs, podcasts, YouTube Channels, and Social Media outlets each week is time consuming. Creating articles, guides, forms, ebooks & manuals is time consuming. I'm doing the hard work that helps you run your business and stay on top of emerging issues, so you don't have to. I'm not a subsidiary of an underwriter, or staff at a big software firm.
I'm one person, doing what I love, for an industry that I love and I need your support so I can keep doing it.
So please, if you find value in what I'm doing here, consider becoming a subscriber to show your support. You'll also receive a ton of perks such as unlimited access to all articles, resources, event directories, tutorials, guides, downloadables and more.
🐐 Join Community | 🔔 Subscribe | 🛒 Shop Easy Kits / Merch | 📢 Be a Sponsor
**DISCLAIMER**
The information provided here is for general guidance and educational purposes only. I am not an attorney and am not giving legal advice. Information should not be considered legal, underwriting, or financial advice and is followed at your own risk. Readers should consult with their attorney and/or underwriter to obtain advice tailored to their specific circumstances.
Some outbound links may financially benefit me and the page through affiliate programs. The affiliate relationship doesn’t influence my opinion, and I would never endorse programs, products, or services I didn’t use, approve of or feel familiar with. So If you use it, I will get compensated — but there’s no additional cost to you.